Ethical & Socially responsible investing
Responsible investment is an umbrella term used to describe an investment process which takes environmental, social, governance or ethical considerations into account in addition to the usual fundamental investment selection and management process.
Ethical & Socially Responsible investing advice
Responsible investment is an umbrella term used to describe an investment process which takes environmental, social, governance or ethical considerations into account in addition to the usual fundamental investment selection and management process.
There are a range of terms used today to describe the products or services available for people who want to invest in line with their values. Many of these terms will be familiar such as ethical investment, green investment, sustainable investment, socially responsible investment, clean technology investment or "SRI".
RIAA uses responsible investment as the overarching term to refer to the "family" of products and services which take environmental, social, governance or ethical issues into account.
News & Media
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Finance advice
Changing circumstance and interest rates mean regularly reviewing your mortgage is part of a wholistic approach to your managing your finance.
Superannuation & Retirement Planning advice
Superannuation is one of the most tax-effective ways to invest for your future. It is also one of the most misunderstood.
Rather than thinking of Superannuation as an Investment people should view it as a Tax Saving Vehicle.
Insurance advice
Managing the risk of loss is an important part of what we do. This may relate to protecting assets, providing security in case of death or disability, protecting your estate, protecting against litigation, or protecting an investment against loss.
Testimonials
"Great service is a rarity in business today - although many organisations profess to focus on it few actually deliver. My experience with Blue Horizon Partners has been outstanding - I feel their advice was not influenced by commissions but by my personal circumstances and the implementation of the plan was done efficiently and with follow up that exceeded my expectations."
"Great service is a rarity in business today - although many organisations profess to focus on it few actually deliver. My experience with Blue Horizon Partners has been outstanding - I feel their advice was not influenced by commissions but by my personal circumstances and the implementation of the plan was done efficiently and with follow up that exceeded my expectations."
Ricki Smith, Mt Lawley
Insurance Advice
Financial 'peace of mind'
One of the best ways to manage some of life's uncertainties is to incorporate a financial protection element into your financial plan. A financial plan plots your wealth creation and financial security over time. However, every plan needs a contingency to account for unpredictable events. If you haven't taken steps to protect your wealth, income earning capacity or financial security in general, your plans could be thrown into chaos if, for example, you suffered a total disability as a result of illness or injury, and were no longer able to earn an income.
What insurance options are available?
There are a number of insurance options available, each with a specific purpose and outcome.To find the right option to suit your needs, you'll need to evaluate your current personal situation including expenses, debts and both your personal and financial goals.
The main financial protection options available are:
- income protection insurance;
- trauma insurance;
- Total and Permanent Disablement insurance;
- life insurance; and
- business expenses insurance.
Finance advice
Like most businesses that provide lending solutions, we can give you an indication of how much you can borrow and your repayment options. However, it is equally important that you can afford the repayments now and in the event of a rate rise. Our advice will empower you to make your borrowing decisions with confidence.
We simplify the process for you by communicating any concerns to your lender, and their progress to you, every step of the way, right through to completion. We can save you time by doing the research for you, finding a loan that meets your needs and completing the paperwork for you
Your personal situation can change over time or economic conditions can force change upon you. Products undergo enhancements and new features are added regularly. Review is therefore crucial to the continued success of your strategy. After your loan has settled we will agree on a contact schedule that will include informative updates and regular home loan health checks.
With access to a diverse range of loan packages from some of Australia's leading banks and financial institutions, we are able to tailor solutions to your individual needs.
Superannuation & Retirement advice
Most Australians have 'big plans' for their retirement and how they will spend their time when they are no longer in the workforce. We might think of traveling, new hobbies and so on, but we usually tend to avoid the practical issues.
No one wants to be plagued by financial worries in retirement, but many Australians fail to adequately plan to fund their 'big plans'. Don't leave it to chance. With careful planning, your retirement could include some of the best years of your life.
What about the Age Pension?
The Age Pension is only a safety net and should not be relied on to provide you with a retirement income. Furthermore, depending upon the level of your retirement assets and income, you may only be eligible for a portion of the benefit, if at all. This means the majority of us should be actively saving for our retirement.
License Information
Empire Consolidated Holdings Group Pty Ltd Trading as Blue Horizon Partners Corporate Authorised Representative AXA Financial Planning Limited / Australian Financial Services Licensee / License Number 234665 / ABN 21 005 799 977
AXA Financial Planning Limited ABN 21 005 799 977 Australian Financial Services Licensee, License number 234663
Principle Address 750 Collins Street PO Box 2830 Melbourne Victoria 3001 www.axa.com.au
All information and advice is for the private use of the person to whom is provided. The authorized Representative provides you with advisory services in accordance with the disclosures to the Financial Services Guide. AXA Financial Planning is responsible to you for all conduct.
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Financial Advisers Perth - Social & Ethically responsible investing
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